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Who is the Underwriter for the APP GAP Program?

Ohio Indemnity Company (OIC) is the underwriter for the Advanced Protection Plan GAP Program. Ohio Indemnity Company (OIC) is a wholly owned subsidiary of Bancinsurance Corporation, located in Columbus, Ohio. OIC Lender Services (a division of OIC) has been underwriting GAP since 1999. Ohio Indemnity Company currently holds an AM Best Rating of “A- Excellent”.

Learn more by visiting: www.ohioindemnity.com.


Who is the Administrator for the APP GAP Program?

Financial GAP Administrator is the administrator of the Advanced Protection Plan GAP Program. Financial GAP Administrator (trade name) is a wholly owned subsidiary of Reinsurance Associates, Inc. and is located in St. Louis, Missouri. Reinsurance Associates, Inc. has specialized in the administration of GAP since its inception in 1989.