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Benefits of Advanced Protection Plan:

  • Covers amounts due to negative equity, no MRSP/ACV restrictions
  • Pays up to $1,000 of the primary insurance deductible*
  • Provides coverage for the full term of your loan/lease, up to 84 months.
  • Reimburses up to $50,000 of your outstanding loan balance
  • Provides protection even if you lose your primary insurance coverage
  • Protection for New and Used Vehicles (<15,000 GVW): no restrictions on vehicle make, model, or year
  • Protection for vehicles valued up to $100,000

*Except as limited by program or state provisions

Why choose Advanced Protection Plan?

  • Great value at low cost
  • Industry-leading coverage
  • Flexible GAP coverage and benefit options
  • Benefits backed by the financial strength of an A-rated carrier
  • Protection begins immediately

What to do in the event of a total loss:

1. Have the following information available:

  • Copy of your original financing contract and Advanced Protection Plan waiver
  • File claim within 180 days of the total loss
  • Copy of the accident/police/fire report
  • Your primary insurance company information (including coverage, policy number, deductible, etc.)

2. Call 800.856.6468 with the number on your GAP waiver.

For complete information on coverage terms and what
to do in the event of a total loss, please refer to the
Advanced Protection Plan waiver.

Make sure you are
covered today, sign up for Advanced Protection Plan—
only available at the inception of your loan.

GAP coverage is optional.
There may be eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under the GAP Program. Read your contract for a full explanation.

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